I don’t want to buy anything with it. Spending even one dollar with a credit card scares me. I will not use it to buy anything I just need one to sell things online. What credit card should I get? How much a month does it cost to have a credit card?
I seriously need to get a credit card before christmas. I have never had a credit card before and everytime I apply for one I get rejected because I don’t have “a sufficient number of credit references”. How is anyone supposed to get a first card??? And I have no one to co-sign for me so that’s not an option. Please help!
I’m in the mode of restructuring my credit, and I’m paying my credit card but I overpaid it leaving a negative balance on my card balance. Keep in mind this card is still active and i’m paying it faithfully every month, only difference is that I overpaid it with a negative balance. Would this effect my credit score at all or am I over blowing thing situation?
I just realized BoA increased my credit card limit by 1K. Does this mean I have good credit, or I’m in good standing or something? I’m just curious, since they didn’t even let me know or anything.
I lease a car and rent an apartment. I only have one credit card but my score right now is about 610. Im only 22 but had my credit card since I was 18 and was paying the interest on my student loan. I paid a lot of my loan off already but still have a crappy score.
A lot of people with poor credit usually have less money, so why do we get the higher interest rates?
Rebate from credit card is tax free, so how to enter it in business accounts without including it in income?
My bank thinks I have too many revolving accounts so they’ve raised the rate on my credit card, with $24,000 on it, from 10% to 18%. They’ve given me the option of rejecting the increase and canceling the card. I’d like to cancel the card, stop payments, and tell them I’ll pay the card off as soon as I can. What additional charges can they legally add once I terminate the card and stop payments?
Thanks
I’ve tried twice in the last year to get another credit card as unhappy with current credit provider, however on both occasions I have been rejected, the reason being as a result of my credit check. I have looked at my Experian report etc and my credit score has either been good or excellent.