I’m working up some numbers to determine the financial feasibility of opening a small (1000-1200 sq ft) cafe. Starting out with myself and no more than 2 part time employees, what should I estimate for combined liability, equipment, workers comp insurance?

I just realized BoA increased my credit card limit by 1K. Does this mean I have good credit, or I’m in good standing or something? I’m just curious, since they didn’t even let me know or anything.

leave them behind

Deferment can be authorized for
-economic hardship,
-unemployment,
-military deployment,
-enrollment in school,
-internship,
-national service, and
-similar situations.
Remember if you defer (unless it’s a subsidized Stafford loan) you will continue accruing interest and that interest will be capitalized (added to the principal of your loan) so this can be an expensive option.
If there is any way to repay, it’s best to pay them down as quickly as possible.

I lease a car and rent an apartment. I only have one credit card but my score right now is about 610. Im only 22 but had my credit card since I was 18 and was paying the interest on my student loan. I paid a lot of my loan off already but still have a crappy score.

A lot of people with poor credit usually have less money, so why do we get the higher interest rates?

is it through the school? government? bank?

Rebate from credit card is tax free, so how to enter it in business accounts without including it in income?

I have a little girl and I need to help take care of her needs to with my husband.

Or does it only pay for you to continue with school or go back to school?