Archive for September 2009

Sign once or three different times for each loan.
Back in 1997 I sined for a loan & now after years I come to find out I have three loans not one.

hi! does anyone one know a number i can call or do something to stop finance companies from calling me to offer loans or debt consolidation and stuff like that? i get atleast 2 calls a day and i never applied anywhere for a loan or debt consolidation. they are driving me crazy with their calls. somebody please help.

I applied to a different college, in state, Towson
I now go to an out of state college, WVU
Never applied WVU to fafsa but i now want to stay here
Can i transfer my fafsa loans and grants to WVU?

I worked at Chase for about two months, and learned a lot while I was there that I didn’t know before, so I can understand that some of it is just that people don’t know how credit cards work. But why won’t they listen when we try to explain it? Like the finance charges being done a month behind, for example, means that if you pay off your credit card in 10 days rather than 30, you get charged 10 days of finance charges. Other credit cards charge you the same month, and you get charged 30 days worth, regardless of when you pay it off. So w/ chase you save 20 days worth of finance charges. Plus, if you avoid finance charges by paying in full each month, you’re considered non-profitable. That means no fees will be waived unless there was an error caused by the company. (non-reciept of your statement is NOT company’s fault, besides, there are at least three other ways to pay your credit card bill besides snail mail).
Why is it people don’t want to understand this?

This seems like a silly question, but I can’t find the answer on Google. I took various federal loans to pay for my education and I want to start paying them off, but I don’t know how. Do I have to contact the place I received the loans from or will they just send me something eventually? I don’t want to get f’ed over, but it seems strange to proactively contact someone to give them money.
Thanks

I recently paid off ALL of my CREDIT CARD DEBT. Was over $40k just a few years ago. . . So I called to cancel my credit cards and close my accounts. I also asked them to remove my name from their databases. They said they have to keep my personal info for tax purposes? I want my name out of their SERVERS! Help!

I was told by a friend that any money I spent on books and other school related stuff can be claimed on my taxes as well as any financial aid and student loans. I still have all my check stubs from my finaid disbursements and receipts from all my books, are they of any use to me now? I have stuff dating from 2001 to 2006 when I graduated from college. Thanks! :)

I am looking to get my first credit card. I think I have one picked out, but before I send the application, I want to know of any effects that the application will have on my credit score.

I will be deferring my student loans while I am in graduate school. However, a small portion of my loan will continue to accrue interest through this period and I will have to pay it monthly…Would this be considered EXTRA interest that would not have otherwise accrued on my loans had I not elected to defer?
Thanks for any help.

I have double defaulted and told the only way to rehab my loans is 12 str8t monthly payments,any help im crushed with over 135k or more including fees right now, and this was from an undergrad loan and i make squat right now

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