Archive for August 2009

I just bought a car and I have 3 days to get insurance on it, how can I get insurance over the weekend? Is there a place to get insurance online? or even possibly temporary insurance?

I have A LOT of credit card debt from opening a business and having to sell it in one year because of family responsibilities. Saw a bankruptcy attorney, but the options don’t seem to work for me as there’s no way I could ever pay off these debts.
I know it’s very immoral, but what will actually happen if I just stop paying on them? I know I’ll be inendated with phone calls and lose my good credit standing, but can they attach my bank account or any other asset?

I need to consolidate my student loans. Anyone know of a place that offers the best interest rate?

I’ve just applied as a cosigner for my son’s college loan. Will it affect my credit score and the amount I’d be eligible to borrow in the future mortgages and home equity loans? (I have a perfect credit history and some mortgage-free properties)

I am a college student with a high past due bill. I can’t go back until it’s paid. Just wondering if anyone knows of a program or loans for people with very bad credit.

what is a good credit card or bank that offers credit cards that i can use for daily expenses and will earn me skymiles for different airlines like continental, united, jet blue, delta etc?

I didn’t have a good school record before this year, but I’ve turned things around and I am now eligible for lots of scholarships and grants. I think I can get this year covered and then some. My question is wither of not I can use this year’s funds to help pay for last year’s loans.

I’m current on my note. This is just a general question. I know about foreclosure for non-payment. I’m asking a hypothetical question. Can a mortgage company arbitrarily call in their home loans anytime they want and for any reason? or under what circumstances can they call in a mortgage loan, other than default?

I’m 21 years old who’s about to be a junior in college. For the past two years i’ve been getting student loans to finance my education. However, i’ve been denied by several banks when I try to apply for additional loans for another year. My credit is pretty decent for my age as well as my cosigner, so I don’t understand why i’m not qualified.

I am currently locked into an interest only, land-contract in attempt to buy my first home. I have very shaky credit, FIA score of 563 but have been settling old accounts for a year to raise it up. When I started the process I was told I needed a minimum FICA of 580 to secure the loan through FHA with only a 3% down-payment. Are the guidelines the same? Are the loans also harder to get now with Freddie and Fannie gone?

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