My doctor’s office refuses to pre-authorize prescriptions with the insurance company. When I go to the pharmacy, the prescriptions then can’t be filled. So I end up paying for the insurance coverage, the doctor’s office visit copayment, but can’t get the medication. Do I have any recourse other than to change my primary care physician? I’ve tried talking to the insurance company, but they say all I can do is file a complaint. Does the dept of banking and insurance have any jurisdiction over the doctor offices’ non-compliance with the insurance company’s contract?
I’m so scared that when I graduate, that even if I have a decent job, I won’t be able to pay them back because they’re so huge! How did you guys pay back yours?